Generally speaking, an investment fund is to collect the funds of many investors, and the fund manager will conduct unified investment management and operation, centralized financial management and professional management of the manager's investment, so as to maximize our investment income.

2. Reduce the risk of securities investment.

The investment operation of the fund is carried out in the form of portfolio investment. For example, a stock fund usually buys dozens or even hundreds of stocks as investment targets. These stocks may come from many industries or sectors, so the risk of diversification will be much reduced.

3, the principle of fairness

That is, the risk of investment funds is shared by everyone, and the benefits are shared by everyone. This mode of capital operation is relatively fair. Fund investors get the proportion of fund shares held and share all fund income after deducting related expenses; The fund manager collects a certain proportion of custody fees and management fees from the fund assets according to the contract.

4. The principle of openness and fairness

Fund regulators in various countries strictly supervise the securities investment fund industry, forcing the fund information disclosure to be timely, accurate and sufficient. Fully protect investors' right to know and realize the principles of openness and fairness.

5. Safety of investment funds

The fund assets are the responsibility of the independent fund custodian or bank, and the fund investment operation is the responsibility of the manager. This check and balance mechanism of mutual restriction and mutual supervision provides an important security guarantee for investors' funds.