1. In terms of funds, the short-term and medium-term debt A fund mainly invests in fixed-income short-term bonds and money market instruments, such as government bonds, central bank bills and bank acceptance bills. Short-and medium-term bonds C fund mainly invests in fixed-income short-and medium-term bonds, money market instruments and credit bonds. Compared with short-term and medium-term debt A fund, it invests in more kinds of bonds, so the income and risk are relatively higher.

2. In terms of risk, the short-term and medium-term bond C fund has relatively high investment risks due to its relatively large variety of investments, and it is suitable for investors with high risk tolerance; Short-and medium-term debt fund A has relatively low risk and is suitable for investors with weak risk tolerance.