The reasons for China Mobile E-commerce to deduct fees are: trading behavior, business utilization, misappropriation, etc.

1, transaction behavior

The user himself made a transaction in the cooperative merchant of China Mobile E-Commerce Co., Ltd., that is, he made a purchase in the merchant, which led to China Mobile E-Commerce Co., Ltd. automatically deducting money from the user's account.

Step 2 use business

Consumers used China Mobile's e-commerce business, such as purchasing funds and wealth management products in Hejubao.

3. It was stolen

The consumer's mobile phone number was stolen, and some people maliciously used consumer identity information for consumption.

Brief introduction of mobile e-commerce in China

China Mobile E-Commerce Co., Ltd. is a wholly-owned company registered and established in Changsha, Hunan Province by Hunan Mobile Communications Group Co., Ltd. at the request of the central bank. 20111February, China Mobile Electronic Commerce Co., Ltd. obtained the payment business license issued by the central bank. The company's predecessor was China Mobile E-commerce Base, which was approved by China Mobile Communications Group and built by Hunan Mobile. In order to undertake the platform construction of China Mobile's mobile payment and mobile wallet business, the business scope covers the whole country.

The company now has six departments, including the General Department, the Fund Management Department, the Risk Compliance Department, the Product Planning Department, the Business Operation Department and the Technology Operation and Maintenance Department, with an operation team of more than 500 people, covering talents in many fields such as network, IT communication, finance, Internet and third-party payment.