20 16 what about ICBC's capital preservation wealth management products? Financial management with capital preservation can generally guarantee the principal but not the expected annualized expected income. Major banks will protect their wealth management products. Which bank's capital preservation wealth management products are worth investing in? Next, let's take a look at ICBC's capital preservation wealth management products.

Advantages of ICBC's capital preservation wealth management products

1. The expected annualized income of products is stable, which is higher than the expected annualized interest rate of deposits in the same period. On the premise of recovering all the investment funds, the expected annualized income of this product is higher than the expected annualized interest rate of one-year time deposit by one percentage point and 1 percentage point respectively.

2, the initial purchase amount is low, and the customer audience is wide. The starting point of this product is only 50,000 yuan, increasing by integer multiples of 1 10,000 yuan; Individual customers with or without investment experience can buy it.

3. The product investment period is appropriate, taking into account the liquidity of funds. The product period is 362 days. Considering the potential demand of customers for liquidity, the product can be mortgaged during its existence.

A capital-guaranteed wealth management product sold by ICBC is called personal RMB wealth management product (95 days) BB 1 128. This product mainly invests in assets or portfolios that meet the requirements of regulatory agencies, such as trust plans, various bonds issued in the inter-bank bond market, money market funds, bond funds, deposits and other money market investment tools, and other wealth management products issued by ICBC. As a floating RMB wealth management product with guaranteed capital, the risk is low, and the corresponding expected annualized expected return is also low.