Fund account is also called TA fund account. There are three main ways to obtain TA fund accounts through fund transactions.

1, bank account purchase:

A, bring my ID card to the bank counter with the qualification of fund consignment to open a passbook or debit card, and open a fund account at the counter. After opening an account, as long as the funds for purchasing the fund are prepared in the way stipulated by the sales organization, and the application form is filled in and submitted, you can buy the open-end fund on a commission basis at the counter. Handling fee 1.2- 1.5%

B, you can also sign an online bank at the counter after opening a capital account, and purchase the gold fund sold by the bank through the bank website. The purchase fee for counters and bank websites is 1.2- 1.5%.

2, the securities company to open an account to buy:

A, with your bank card and ID card, you can open a fund account in the business department of a securities company, where you can buy the funds that the securities company sells on a commission basis. Handling fee 1.2- 1.5%

B. Open a shareholder account in a securities company to buy: There are relatively few funds that can be bought in a securities shareholder account, mainly closed-end funds, ETFs, LOF funds and funds entering the fund platform of the Shanghai Stock Exchange.

3. Online account opening and direct subscription of fund companies:

After opening a bank card, open an online bank on the bank's website, then open a fund account on the website of the fund company that wants to buy funds, and buy funds directly on the fund company's website. The online account opening method can be done according to the operation steps displayed on the website of the fund company. After opening an account, you can buy funds directly sold by fund companies.

For example, if an investor buys funds from different companies in the same bank, there will be TA accounts of several fund companies, but only the trading account of this bank; On the other hand, if investors buy funds of the same company in different banks, there will be multiple trading accounts, but there will always be only one TA account. Trading accounts are related to banks, and TA accounts are related to fund companies.