(1) The guardian shall issue valid identity documents of the agent and the principal, as well as proof of guardian relationship or an official document issued by the people's court and relevant departments designating a person to open an account.

(2) The bank account opened by the guardian’s agent can retain the real-name authentication mobile phone number of the guardian or depositor.

2. Domestic 16-18 years old:

I can apply with a valid ID card, or my guardian can apply. If it is handled by my guardian, I need to present two valid ID cards and a valid guardianship certificate. You need to reserve your guardian’s or save my real-name authentication mobile phone number.

3. Over 18 years old in China: I need to hold a valid resident ID card or temporary resident ID card to open an account at any China Merchants Bank outlet (Changsha Branch does not support temporary ID cards for the time being). To apply for a China Merchants Bank credit card, the most important conditions are to be between 18 and 60 years old (25 to 60 years old for foreigners) and have a stable job and income. The necessary application documents are "Copy of Identity Proof" and "Employment Certificate". Other financial documents (such as copies of real estate certificates, personal car driving licenses, bank time deposit certificates, etc.) will be more conducive to successful card issuance.

There are generally three channels for applying for a credit card at China Merchants Bank:

The first one: go to the bank, explain to the bank and business staff that you want to apply for a credit card, and fill in the form under the guidance of the staff. Then, under the guidance of the staff, just copy the various certificates to the staff.

Second type: Go to the agent. Generally you will encounter some credit card agencies in some large supermarkets or some large stores. The method is the same as the first one. Generally, they will use a digital camera to take photos of supporting documents, so no copies are required.

Both of the above must be prepared:

1. Original ID card

2. Copies of the front and back of the ID card

3 .Proof of income (salary or certificate issued by the company)

4.Proof of work (work permit, badge, company pass, etc.).

5.Proof of financial resources (house, car, etc. Proof of financial resources)

Third option: Online booking. Visit the official website of China Merchants Bank Credit Card. Process (taking ThinkPad X13 Ryzen laptop, Windows 10 as an example):

1. Log in to China Merchants Bank Credit Card Online Banking and select your favorite card;

2. Click "Credit Card Application" ”;

3. Choose the appropriate application process. Currently, China Merchants Bank has set up two application processes for new customers and existing customers;

4. Fill in personal information so that the application can be approved;

5. Submit an application for a CMB credit card, and CMB will process it The reservation information will be reviewed, and the processing results will generally be notified within 7 working days.