Hello, how to buy financial insurance mainly depends on your actual situation, and you need to choose a product that suits you.

If you want to know what kind of financial insurance you can buy, you can click 1 to make an appointment 1 for insurance planning service, and Deep Blue Insurance _ exclusive insurance broker will provide you with professional advice.

At present, the main financial insurance in the market includes annuity insurance, incremental whole life insurance, universal insurance and investment-linked insurance.

If you want to be an education fund or a pension, you can choose annuity insurance and get the money back in a predetermined year.

If you just want spare money for financial management: recommend universal insurance. At present, the income of 4-6% is already very good, and you can add and withdraw funds at any time.

If you want to save some money for your children, it is suggested to increase the insurance coverage in whole life insurance. After the age of 100, wealth will be automatically passed on to the beneficiaries; If you need money urgently, you can also withdraw it in advance.

If the pursuit of high returns: investment-linked insurance is similar to "investment funds", the stock market can get high returns when it is good, but it may also lose money.

When choosing a product, you can follow the following two steps:

Step 1: Know when to spend money.

For example, the education grant for children, like the university education grant, is generally used for children of 18-2 1 year old.

If you give yourself a pension, it is usually after retirement at the age of 60.

Step 2: Choose products with higher returns.

After determining when to spend money, focus on products with high returns.

In short, everyone's situation is different, and everyone should choose the most suitable product according to their actual needs.