Second, but before subscription, reits subscription needs to be opened, which requires fund authority. Take Oriental Fortune app as an example: 1. Open the Oriental Fortune APP and click on the transaction page to learn more. Open; 2. Slide down, find the opening of reits fund in the business opening option, and click; 3. Test the opening conditions, confirm whether it meets the opening conditions and read the agreement on risk disclosure. If it meets the opening conditions, click Open Now to submit the application; 4. Just waiting for the successful opening.
(Operating environment of the above steps: brand model: Huawei nova7SE 5G Lohas CDL-An50 &;; & glory V40 deluxe ALA-AN70;; ; System version: emui10.1.1&; & Magic UI 4.0 Software Version: Oriental Fortune App 9.4 &;; & Oriental Fortune App9.4)
1. The CBRC said that insurance groups (holding companies), insurance companies and insurance asset management companies (hereinafter referred to as insurance institutions) need to meet certain requirements, including sound corporate governance, good market reputation, sound and effective internal control system and investment management system, and prudent and steady operation.
2. In view of the independent investment and entrusted investment of insurance groups and insurance companies, the Notice also puts forward relevant requirements. Insurance group (holding) companies and insurance companies that invest in infrastructure funds by themselves shall have the ability to manage real estate investment, and the assessment result of asset-liability management ability in the latest year shall not be less than 80 points, and the comprehensive solvency adequacy ratio at the end of last quarter shall not be less than 65,438+0.50%; Insurance group (holding) companies and insurance companies entrust insurance asset management companies and other professional management institutions to invest in infrastructure funds. The assessment result of asset-liability management ability in the latest year is not less than 60 points, and the comprehensive solvency adequacy ratio at the end of last quarter is not less than 65,438+0.20%.
3. In addition, if an insurance asset management company is entrusted to manage insurance funds or invest in infrastructure funds through insurance asset management products, it should have the ability to manage debt investment plan products, and the regulatory rating result of the company in the latest year is not lower than Class C. In risk monitoring, insurance institutions should carefully assess the possible major risks of investing in infrastructure funds and formulate corresponding risk disposal plans. If the net assets of the fund lose more than 65,438+00%, and the operation of infrastructure projects, the cash flow of projects or the ability to generate cash flow have undergone major changes, the insurance institution shall promptly report to the China Banking Regulatory Commission.
4. At the same time, the CBRC pointed out that if an insurance institution invests in infrastructure funds in violation of the provisions of this Notice, the CBRC will order it to make corrections within a time limit and take regulatory measures or impose administrative penalties according to law.