Bank teller position: The teller position is the staff responsible for handling external business at the bank window. It is regarded as an accounting position in the bank. The work of this position is relatively simple. It is mainly responsible for handling specific bank business such as account opening and closing, signing agreements, etc. Most students enter the bank.
Banks will start working as tellers, so that they can become familiar with and master the bank's business and work.
Bank marketing position: Account manager belongs to the marketing position of the bank and is divided into personal account manager (financial account manager), corporate account manager and personal loan account manager.
(1) Private account managers mainly serve private customers, that is, financial account managers. They mainly maintain old customers, develop new customers, attract deposits, sell banking products, etc. They must have knowledge of deposits, treasury bonds, funds, stocks, insurance, and gold.
, foreign exchange, futures and other financial management knowledge, providing customers with reasonable financial consultation and suggestions.
(2) Corporate account managers mainly serve corporate customers, that is, governments, government agencies, institutions, enterprises, companies, etc., mainly attracting corporate deposits and issuing corporate loans.
(3) Personal loan account managers are mainly responsible for marketing and handling personal loan business. They are required to have a strong risk awareness and their work content is much simpler than the above.
Comparison of teller positions and marketing positions: From the above analysis, we can see that the prospects for both positions are good. Working in a bank is definitely a golden job. As long as you can pass the exam, your future is boundless, both in terms of personal career development and welfare benefits.
All are absolutely stable.
From an exam perspective, marketing positions are simpler because the gap is larger, and it is easier to apply online than teller positions.
If you choose a teller position, you should highlight your serious work attitude, good customer service awareness, and strong communication skills on your resume.
If you choose a marketing position, you should highlight good marketing capabilities, market research skills, good communication skills and service attitude on your resume.
Teller salary: Bank teller salary includes three parts: basic salary + performance salary (or bonus) + business commission (the bank gets commission based on the teller’s monthly business number, turnover, agency sales of financial products, etc.) The basic salary of each bank is usually
Between 3,000 yuan and 5,000 yuan, there will be some differences due to factors such as level, length of service, education, etc.
Salary for marketing positions: There are many factors that affect the salary of teller positions and it is more flexible. However, the salary increase for marketing positions is larger and more valued by banks. In summary, for fresh college graduates, marketing positions are still the most important career choice.
Development is more beneficial, but usually you start as a teller, because apart from tellers, there are not that many entry-level positions in the bank that can be filled by newcomers. In recent years, the proportion of middle and back-office employees has dropped a lot due to staff reduction and efficiency improvement.
, all used to enrich network resources.
There are two types of graduates who do not need to work at the counter, one is a resource employee, and the other is a student assistant.
Conclusion: Rural credit cooperatives and rural commercial banks have basically the same nature of work as banks. After successful application, they basically start as tellers. Unlike banks, rural credit cooperatives and banks mostly recruit for the society.
Anyone who meets the age requirements can apply.