The fixed rate of return is still relatively high, because it is generally discounted. If there are risks, I have read the introduction of other products in this series. There is a certain safety pad setting. If the profit is made, the priority income will be distributed first, and if the loss is made, the secondary share will be lost first, so as to ensure the priority safety and risk. However, there are still some risks, that is, the target company that plans to invest has great problems. Choosing a reputable issuer can reduce the investment risk.