Judging which fund of Yu 'ebao is safe can be analyzed from the aspects of rating, individual shareholding ratio and fund manager. However, because the five funds in Yu 'ebao are all money funds, they are all safe. Just because the strength of fund managers is different and the yield is different, investors can choose funds with relatively high yield.

Extended data

The detailed criteria for judging the safety of Yu 'ebao funds are as follows:

1. From the rating, we can see which fund of Yu 'ebao is safe.

Among the domestic fund evaluation institutions, China Merchants Securities and Shanghai Securities have no three-year rating on these five monetary funds. Haitong Securities conducted a three-year five-star rating on Bosera's cash income. Ji 'an Jin Xin's rating shows that Bosera's cash income has the lowest rating, with only one star. The other four companies have the same rating, all with three stars.

2. From the personal holding ratio, we can see which fund of Yu 'ebao is safe.

It's not good for the money fund to be too big or too small. The scale is too large for fund managers to manage; It's too small to invest. At present, because of its small scale, Huaan Rixin may be excluded first. Of course, after accessing Yu 'ebao, the scale is likely to expand rapidly, and the problem of too small scale will be solved.

In terms of the proportion of holders, generally speaking, the higher the proportion of individual investors, the better. The proportion of these goods is over 80%, which is basically no problem.

3. From the fund manager, we can see which fund of Yu 'ebao is safe.

In terms of fund companies, the fund companies that Ant Financial chooses to cooperate with are generally more powerful, and they are also prominent in the public offering industry. These rankings are in the top 20, and there is no big problem. The same is true for fund managers, but Huang Hua/Jiang Wenwen, the fund managers of China-Europe Money Rolling Treasure, have the shortest tenure, which needs attention.