Will not stop using it.

1. Yu’E Bao is not a deposit product. Yu’E Bao is actually a current financial product. When users deposit money into Yu’E Bao, they actually purchase monetary funds on the Yu’E Bao platform. Monetary funds are issued and operated by fund companies and are managed by large-scale

Commercial banks are responsible for entrusting customers, and Alipay is only a sales agent platform.

2. It is understood that Alipay’s risk control technology has been combined with artificial intelligence technology.

The fifth-generation risk control engine AlphaRisk is driven by AI and can improve risk identification capabilities through learning, and also improves risk control.

Yu'e Bao is a balance value-added service created by Alipay, a third-party payment platform.

Yu’e Bao’s regular customer service hotline is 40000-53421 (Tianhong Fund Company) or 95188.

Through Yu'E Bao, users can not only get higher returns, but also pay and transfer money at any time. Users can directly purchase funds and other financial products on the Alipay website and obtain relatively high returns. At the same time, the funds in Yu'E Bao can also

It can be used for online shopping, Alipay transfer and other payment functions at any time.

3. The funds transferred to Yu'e Bao will be confirmed by the fund company on the second working day, and the income will begin to be calculated for the confirmed shares.

The advantage of Yu'E Bao is that funds transferred to Yu'E Bao can not only obtain higher returns, but can also be consumed and paid at any time, which is flexible and convenient.

4. Yu'e Bao is a balance value-added service launched by Alipay for individual users.

By transferring money into Yu'e Bao, you can get a certain amount of income.

Supports Alipay account balance payment and debit card quick payment (including card) fund transfer.

#Currently no handling fee is charged.

Through "Yue Bao", users can not only get "interest" on the funds they deposit in Alipay, but also earn higher returns than interest on bank demand deposits.

According to its official introduction, in 2012, the interest on current savings of 100,000 yuan was 350 yuan/year, and the income through Yu'E Bao could exceed 4,000 yuan/year.

5. Yu'e Bao can be used directly for consumption and shopping, but Wealth Management cannot be used unless you transfer it to a bank card first.

The amount, number of transfers in and out, and arrival time are not much different, and are constantly adjusted in different periods and under different operating conditions (capital scale, cooperative bank conditions, different bank card bindings, etc.); however, financial management

Tongtong is more attractive than Yu'e Bao in terms of transferring money anytime and anywhere and checking earnings at any time, because the frequency of people opening WeChat every day is much higher than the Alipay wallet.

6. Alipay’s partner Tianhong Fund stated that the China Securities Regulatory Commission believes that Alipay’s Yu’e Bao provides investors with more investment and financial management options and is an active exploration of market innovation. The China Securities Regulatory Commission actively supports the development of market innovation and contributes to market innovation.

Development provides institutional guarantees and a relaxed environment.

All parties involved in Yu'E Bao cooperation will complete the follow-up filing work on time in accordance with the relevant regulations of the China Securities Regulatory Commission, and Yu'E Bao's business will not be suspended.