With a budget of around 300,000, I believe many friends are eyeing the new BMW 3 Series, and the newly listed Cadillac CT5 has also received great attention. Cadillac CT5 is sporty and stylish, with front and rear drive layout, equipped with 2.0T variable cylinder engine+10AT powertrain, and its comprehensive strength is enough to compete with mainstream competitors at the same level such as the new BMW 3 Series.
165438+1October 18, Cadillac's brand-new medium-sized car CT5 was officially launched, with a price of 279,700-339,700 yuan. In this issue of Lessons from Money and Cars, Xiao Zhi will answer your questions about the cost of car purchase and car maintenance.
After the listing of Cadillac CT5, a loan car purchase policy of "50% down payment, 1 year interest-free" was introduced. At the same time, the manufacturer also provides after-sales service with 8-year or 1.6 million km powertrain warranty. Xiao Zhi learned after consulting and selling in the store that there is no cash discount for Cadillac CT5 at present. In addition to the above-mentioned car purchase policy, Cadillac CT5 also provides a variety of financial car purchase schemes: the annual interest rate of two-year loan car purchase is 4.2%; The annual interest rate of a three-year loan car purchase is 6.5%. It is worth mentioning that the loan term is 2 or 3 years, and the minimum down payment is 20%.
Through the calculation of three car purchase schemes for Cadillac CT5, Xiao Zhi found that if the scheme of "50% down payment, 1 year interest-free" introduced by the manufacturer is adopted, the monthly payment cost needs 12448 yuan, plus insurance, purchase tax and licensing fee, and18731is needed on the way.
Loan for two years, monthly payment of 9 129 yuan, total cost of 344,420 yuan, 930 1 yuan more than the full purchase; Three-year car purchase plan, the monthly payment is 6,430 yuan, and the total cost is 350,836 yuan, which is more than the full car purchase 157 17 yuan.
This year, SAIC-GM launched the "Double Engine Strategy", which mentioned that the powertrain warranty of all Cadillac "National Six" models was extended to 8 years or 654.38+0.6 million kilometers. This is attractive to many consumers who value the after-sales link. In addition, Cadillac CT5 provides "2 free maintenance" after-sales service.
According to the official maintenance cycle and maintenance items, the regular maintenance cost of Cadillac CT5 2020 28T luxury model is expected to be11yuan for the first 65,000 kilometers. Except for the first 5,000 kilometers, all Cadillac models are maintained every 7,500 kilometers. If the annual average mileage is 20,000 kilometers, the average maintenance cost of Cadillac CT5 is 3,520 yuan.
The power combination of 2.0T+ 10AT and the setting of rear drive bring excellent handling performance to Cadillac CT5. It should be noted that the maximum power and torque of this engine are consistent with Cadillac CT6 28T series.
In view of the fact that Cadillac CT5 has just been listed, there is no word-of-mouth on fuel consumption of the owner for reference at present, so we can refer to the relevant data of Cadillac CT6' s 28T model for further inference. The average fuel consumption per 100 kilometers of CT6 28T vehicle owners is 10.05L, and that of the Ministry of Industry and Information Technology is 7.1l/7.2l; The fuel consumption of Cadillac CT5 is 6.9L/7.1L; Considering the difference in vehicle weight and power adjustment between Cadillac CT6 and CT5, Xiao Zhi predicted that the actual fuel consumption of Cadillac CT500 kilometers was 9.7L According to the average mileage of 20,000 kilometers a year, the annual fuel cost was 1387 1 yuan. Note: Xiao Zhi will test drive the Cadillac CT5 later, and make a more detailed and objective evaluation of its actual power performance and daily fuel consumption performance under various road conditions.
At the beginning of the launch of Cadillac CT5, its target group was urban fashionable youth, and the dynamic and fashionable shape of the new car attracted people's attention. In addition, Cadillac also invited "Walking CD" JJ Lin to speak for it. At present, many young consumers pay great attention to this model. So, is the CT5 expensive? Let's take a look at the basic car cost of Cadillac CT5 for 20,000 kilometers a year.
Finally, based on the insurance premium, fuel cost and travel tax, according to the mileage of 20,000 kilometers a year, it is estimated that the annual maintenance cost of Cadillac CT5 2020 28T luxury model recommended by Xiaozhi is 26,695 yuan, which will be spread evenly to about 2,224 yuan per month.
From the perspective of comprehensive product strength, Cadillac CT5 is a luxury medium-sized car that can face the new BMW 3 Series. Judging from the daily maintenance cost and fuel consumption performance, the daily car cost of such a medium-sized car with outstanding face value and surging power is still acceptable. Friends who are concerned about Cadillac CT5 may wish to wait and see if there are terminal discounts in the future.