Some are redeemed before 6: 30 on the same day16, and the funds will arrive in 2-3 hours. Money market funds take effect on the day of purchase, and can be redeemed at any time the next day after investment. After redemption, they will arrive at the account on T+ 1 day. Pay attention to redemption fee and redemption period to prevent redemption from being suspended. When the financial plan manager suspends accepting redemption applications on the same day, investors can continue to submit redemption applications on the next trading day. Pay attention to the problem of huge redemption. In the early stage, many banks suspended the redemption of ultra-short-term wealth management products because of the huge redemption clause, which affected investors to play new shares. Short-term bank wealth management products generally have a fixed term (such as 3 days, 7 days, 14 days, etc.). ), the funds can only be recovered after the expiration. At the same time, the product consists of subscription period, value date, maturity date, liquidation date and payment date. Investors' funds are only calculated between the value date and the maturity date.