Legal analysis: Housing provident fund refers to the long-term housing savings paid by enterprises and institutions to employees.

The housing provident fund is paid by the unit, and employees also need to pay part of it. The unit deposits the housing provident fund into personal accounts, and employees can withdraw it by themselves. There are restrictions on the application of housing provident fund, and freelancers and retirees cannot apply for it.

, once the housing provident fund is paid, it cannot be stopped unless you leave your job and retire, and it is stable.

Legal basis: Article 3 of the "Regulations of the People's Republic of China on Housing Provident Funds": The housing provident fund paid by individual employees and the housing provident fund paid by the employee's unit for employees belong to the individual employee.