What are the grades of social endowment insurance?

1. How many grades are there for employee endowment insurance?

upper limit of employee pension insurance base: if it exceeds 3% of the average salary of local employees, the payment base is calculated at 3% of the average monthly salary of local employees, that is, the upper limit of payment, and the excess part will not be used as the payment base, nor as the base for calculating the basic pension.

lower limit of employee pension insurance base: if the average monthly salary of employees is lower than 6% of the average monthly salary of local employees, the base of payment salary shall be calculated according to 6% of the average monthly salary of local employees, that is, the lower limit of payment.

2. How many grades are there for residents' old-age insurance?

Take Shanghai as an example. In the future, the endowment insurance fund for urban and rural residents in this city will be composed of individual contributions, collective subsidies and government subsidies. Persons who participate in the endowment insurance for urban and rural residents shall pay the endowment insurance premium in accordance with the regulations. At present, the individual payment standard is set to 12 grades in 5 yuan, 7 yuan, 9 yuan, 11 yuan, 13 yuan, 15 yuan, 17 yuan, 19 yuan, 21 yuan, 23 yuan, 28 yuan, 33 yuan, etc. The insured can choose the grade standard independently and pay more.

in terms of government subsidies, district and county governments will subsidize the payment of household registration insured persons in their respective jurisdictions. According to the 12 payment standards of 5-33 yuan per year, the corresponding subsidy standards are 2 yuan, 25 yuan, 3 yuan, 35 yuan, 4 yuan, 425 yuan, 45 yuan, 475 yuan, 5 yuan, 525 yuan, 55 yuan and 575 yuan per year.

3. How many grades is the endowment insurance for flexible employees?

taking Xining city as an example, the payment base of endowment insurance for employees with flexible employment is divided into five payment grades: 6%, 7%, 8%, 9% and 1%, and the annual payment amount of employees with flexible employment is adjusted to 5,616 yuan, 6,552 yuan, 7,488 yuan, 8,424 yuan and 9,36 yuan in turn. According to their own economic situation and ability to pay, the insured can.

Take Shenyang as an example: From July 1, 218, the payment base of endowment insurance for flexible employees in our city was adjusted, and the adjusted payment base was 4,715.83 yuan. You can choose 6%, 7%, 8%, 9%, 1%, 2%, 3% and seven payment grades.

How to buy old-age insurance

The amount of insurance is about 2, yuan.

According to insurance experts, the amount of pension provided by commercial old-age insurance should account for 25%-4% of the total demand for old-age security. Therefore, it is suggested that consumers should buy commercial old-age insurance with an amount of about 2, yuan on the basis of having social basic old-age insurance.

The payment period should be shortened appropriately

As for the payment methods and payment period of commercial endowment insurance, insurance experts said that in addition to lump sum payment, commercial endowment insurance can be paid in installments of 3 years, 5 years, 1 years and 2 years. Experts suggest that consumers should shorten the payment period appropriately, so that the total premium to be paid will be much lower.

The age of pension can be agreed with the insurance company.

How to get a pension is the most concerned place for consumers to buy commercial pension insurance, which roughly includes the age, method and years of pension collection. The age of collection can be agreed with the insurance company when applying for insurance. At present, the market is generally limited to 5 years old, 55 years old, 6 years old and 65 years old. The collection methods are divided into one-time collection, annual collection and monthly collection. For the pension collection period, the insurance companies are different, some stipulate 2 years, some stipulate that they can receive 1 years old, and some stipulate that they can receive death.

We don't buy endowment insurance at will. We must choose the grade that suits us according to our specific situation. Only in this way can endowment insurance play its greatest role.

these are our knowledge in this field. I hope this article by the lawyer can help you. If you want to know more about these aspects, you can also search online.