Enterprise annuity is a supplementary old-age insurance system, which refers to the supplementary old-age insurance system independently established by enterprises and their employees on the basis of participating in the basic old-age insurance according to law.
Enterprise annuity is an important supplement to the national basic old-age insurance, and it is the "second pillar" to improve the old-age insurance system for urban workers in China (consisting of basic old-age insurance, enterprise annuity and personal savings old-age insurance).
In countries with modern social insurance system, enterprise annuity has become a common supplementary pension plan for enterprises, also known as "enterprise annuity plan" or "occupational annuity plan", and has become an important part of the old-age insurance system in the host country.
participant
Conditions for employees to participate in the enterprise annuity plan:
(1) Having entered into a labor contract with this unit and the probation period has expired;
(two) to participate in the basic old-age insurance for enterprise employees and fulfill the obligation of payment.
Examination and approval method
The reform will be carried out in the way of "optimizing the examination and approval service", and the published stocks will be updated every year, and the fund management institutions and qualifications will be updated in real time.
According to the work requirements of the State Council on the reform of "simplifying administration and decentralization, strengthening supervision and improving services" and "Internet plus supervision", combined with the development of the annuity market, the acceptance time, acceptance conditions, handling standards and the number of this increase will be publicly released online. The specific implementation measures are as follows:
Approval level
Ministry of Human Resources and Social Security.
Permission conditions
The applicant shall meet the acceptance conditions stipulated in the Interim Measures for the Qualification Determination of Enterprise Annuity Fund Management Institutions (Order No.24 of the Ministry of Labor and Social Security, revised according to the Decision of Ministry of Human Resources and Social Security Municipality on Amending Some Rules 20 15, and revised according to the Decision of the State Council Municipality on the Second Batch of Cleaning-up Norms 192 the State Council Administrative Approval Intermediary Services 20 16).
List of application materials
1. qualification of enterprise annuity fund management institution (national level): (1) qualification application form. (2) Description of resource allocation. (3) Management system and process. (4) the applicant's self-discipline commitment letter. (5) Relevant certification materials. (6) Commercial feasibility report.
Examples of materials are disclosed in detail in the notice published on the official website of Ministry of Human Resources and Social Security. According to the different requirements of the development of annuity market for the number of different qualified institutions, the contents of each notice will be adjusted.
2. Confirmation of qualification renewal of enterprise annuity fund management institution (national level): enterprise annuity fund management institution shall provide an application report for qualification renewal and an applicant's self-discipline commitment letter. The model of the Application Report and the Self-discipline Commitment Letter are disclosed in detail in every notice issued by official website, Ministry of Human Resources and Social Security.