Current location - Trademark Inquiry Complete Network - Tian Tian Fund - What aspects should I consider when buying a fund?
What aspects should I consider when buying a fund?

As a simple and efficient financial management method, fund investment is widely favored by investors. But for many novice investors, there are always some questions when buying a fund, such as what to consider when buying a fund? What day does the fund buy cost-effectively? We have also prepared relevant contents for your reference.

what should I consider when buying a fund?

when investors decide to buy a fund, they need to consider the fund type, fund investment cost, fund manager's management level and so on. There are different types of funds, such as stock type, bond type, hybrid type and currency type. Investors can choose the appropriate fund type according to their risk tolerance and liquidity. Fund expenses include subscription fees, redemption fees, management fees, custody fees, sales service fees, etc. These fees will affect the fund's rate of return. Investors need to know the cost structure of funds and give priority to funds with lower rates for investment. The fund manager is the manager of the fund, and the fund manager's experience, management level, investment strategy and other factors will affect the fund investment performance. Novice investors should choose funds managed by fund managers with rich investment experience, high risk control level and mature investment strategies.

what day of the week does the fund buy cost-effectively?

Many novice investors are concerned about the day of the week when they buy funds, and think that only when they buy funds can they get better returns. But in fact, there is no saying that it is cost-effective to buy the day of the week. What is more important is to choose the right fund products and investment strategies. The net value of the fund will fluctuate every trading day, and the day of the week will not have a substantial impact on the fund's income. If investors consider that the subscription and redemption of fund shares will take some time to take effect, then the subscription time will have a certain impact. Investors' subscription or redemption of funds in fund companies usually need to be completed before 3 pm on the trading day, so that the net purchase and redemption value can be settled according to the closing price of the fund on that day. In addition, if investors plan to make long-term investments, they don't need to care about the day of the week. It is better to choose the fixed investment method of the fund. Fixed investment can help investors spread risks and get better returns in a long time, but we should pay attention to choosing the appropriate fixed investment frequency.