The medical insurance allocation ratio is stipulated in the local government's employee basic medical insurance management regulations.

The money returned from the social security card is the total amount of the personal payment part of your medical insurance and the amount transferred to the personal medical insurance account according to the national regulations of the unit payment part.

Taking Beijing as an example, the regulations for transferring medical insurance premiums paid by employers into personal accounts are as follows: (1) Employees under the age of 35 shall transfer 0.8% of their monthly salary base into personal accounts; (2) Employees over 35 years old but under 45 years old

For employees who are above the age of 45, 1% of their monthly salary base will be transferred into their personal accounts; (3) For employees over 45 years old, 2% of their monthly salary base will be transferred into their personal accounts; (4) Retirees under 70 years old will be transferred into their personal accounts at the rate of the previous year.

4.3% of the average monthly salary of employees in this city in the previous year will be transferred to personal accounts; (5) For retirees over 70 years old, 4.8% of the average monthly salary of employees in this city in the previous year will be transferred to personal accounts.

Therefore, the monthly rebate amount deducted from your social security card is related to your personal medical insurance payment amount, medical insurance payment base, and personal age. It has no direct relationship with the total social security payment you pay each month.

The total amount of social security will not be calculated to return the amount in your social security card.

Please calculate based on the above tips and individual salary base.

The state’s definition of the transfer amount from medical insurance accounts is as follows. The transfer amount in the medical insurance personal account table is the amount transferred from medical insurance to the personal account every month.

When an organization or individual pays for medical insurance every month, the basic medical insurance premium paid by the individual will be credited to the personal account.

The amount recorded into the personal account is the transfer amount from the medical insurance account, and the funds in the medical insurance personal account belong to the individual.

: What is the % of the amount that medical insurance transfers to a personal account every month?

The amount of medical insurance transferred to an individual's account every month is determined based on the total salary. The individual part is all transferred to the account, and the part paid by the unit is transferred at 1% of the individual's payment base for those under 45 years old.

Taking Zhengzhou as an example, according to Article 23 of the "Zhengzhou City Basic Medical Insurance Measures for Employees", the full amount of employee medical insurance premiums paid by individual employees will be credited to their personal accounts, and a part of the employee medical insurance premiums paid by the employer will be credited in different proportions.

Personal account: (1) For those under 45 years old, 1% of the personal payment base will be transferred; (2) For those who are over 45 years old and have not yet retired (retired), 2% of the personal payment base will be transferred; (3) Retirement (retirement)

Personnel are allocated 4.5% of their basic pension.

The remaining part is used as a co-ordination fund and is managed and paid by the social insurance agency.

Legal basis: "Decision of the State Council on Establishing a Basic Medical Insurance System for Urban Employees" Article 1 The source of funds for personal accounts is part of the basic medical insurance fund, not savings funds; funds in the account can only be used for personal medical expenses

, is a special account; the account funds belong to the individual, and carryover use and family inheritance are allowed by the system.