To distinguish the rise and fall of funds on the market, you can directly look at the K-line chart of the ETF fund. The red K-line indicates an increase; the green K-line indicates a decrease. The longer the K line, the greater the increase or decrease, and the trading volume is also enlarged.
To judge the rise and fall of OTC funds, you can judge from the market trend and fund valuation. If the valuation of the fund rises on that day, it means that the probability of rising on that day is high. If the valuation of the fund falls, it means that the probability of falling on that day is high.
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According to different standards, securities investment funds can be divided into different categories:
(1) According to whether fund units can be added or redeemed, Can be divided into open-end funds and closed-end funds. Open-end funds are not listed for trading (it depends on the situation). They are purchased and redeemed through banks, securities firms, and fund companies. The fund size is not fixed; closed-end funds have a fixed duration and are generally listed and traded on securities exchanges. Investors pass Fund units are bought and sold in the secondary market.
(2) According to different organizational forms, they can be divided into corporate funds and contract funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; it is established by a fund manager, a fund custodian and an investor through a fund contract, which is usually called a contract fund. my country's securities investment funds are all contract funds.
(3) According to different investment risks and returns, they can be divided into growth, income and balanced funds.
(4) According to different investment objects, it can be divided into stock funds, bond funds, money market funds, futures funds, etc.
The income from fund investment comes from the future. For example, if you want to redeem a stock fund, you can first look at whether the future development of the stock market will be a bull market or a bear market. Then decide whether to redeem or not, and make a choice about the timing. If it is a bull market, you can hold it for a while to maximize returns. If it is a bear market, redeem it early and be safe.
Converting high-risk fund products into low-risk fund products is also a kind of redemption, such as converting stock funds into currency funds. This can reduce costs. The conversion fee is generally lower than the redemption fee, while the risk of money funds is low, equivalent to cash, and the income is higher than current interest. Therefore, conversion is also an idea of ??redemption.
Similar to regular investments, regular fixed-amount redemptions can be used for daily cash management and can also calm market fluctuations. Regular fixed-amount redemption is a redemption method that matches regular fixed-amount investment.
Before purchasing a fund, investors need to carefully read the fund’s prospectus, fund contract, account opening procedures, transaction rules and other documents. Each fund sales outlet should have the above documents available for investors to consult at any time.
Individual investors need to bring their agent bank debit card and valid identity document (ID card, military ID card or armed police card), while institutional investors need to bring their business license, organization code certificate or original registration certificate As well as copies of the above-mentioned documents stamped with the official seal, a power of attorney, the ID card of the person in charge and a copy.
Bring the prepared information with you and fill in the fund business application form at the bank's counter branch. After completing the filling, you will receive a business receipt. Individual investors will also need to receive a fund trading card, which can be used two days after the day of handling the fund business. Go to the counter to get the business confirmation. After receiving the business confirmation letter, the unit or individual can engage in the purchase and redemption of funds.