Should a fixed investment fund make a profit?
According to the knowledge learned, the fixed investment still needs to stop profit and stop loss.
Fixed investment for more than two years, such as expected annualized expected income reaches a certain proportion, such as 10%-20%, can take profit. You can redeem it and choose the best configuration. If it is screened, you can continue to vote for the original vote. Peter Lynch said that stock selection should be checked quarterly, semiannually or annually.
The loss depends on what kind of loss it is, whether it is the weakness of similar funds in the market, or whether a single fund continues to lose money for various reasons (fund manager replacement, equity distribution, etc.). ). Because the former can increase the position due to a certain degree of loss, the latter should carefully find out the reasons and make adjustments. In any case, what's in the bowl is real, which exceeds its own loss limit. Of course, stop loss is necessary.
Benefits of profiting from fixed investment funds:
There are two reasons why the expected annualized expected return of profitable fixed investment can exceed that of ordinary fixed investment: First, the longer the fixed investment time, the worse the effect of reducing the overall position cost, and the less the effect of diluting the cost. Therefore, after reaching the target expected annualized expected return, withdrawing at the right time and starting a new round of fixed investment can not only lock in the expected annualized expected return, but also give full play to the advantages of fixed investment in batches and reduce costs. Second, A shares fluctuate frequently, so it is necessary to harvest the expected annualized expected return in time. If there is a profit, it will not be redeemed. When the rate of return turns from positive to negative, it will face the test of human nature. "