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Payment of old-age insurance:

The contribution rate of basic old-age insurance is 13% of the employee's contribution salary, of which the employee pays 5% of his own contribution salary; The enterprise pays 8% of the employee's individual contribution salary. The employee's personal account is 11% of the payment salary; The rest is included in the * * * economic fund. The above understanding is that 5% is paid every month, and 11% is included in the personal pension account.

Payment of new endowment insurance:

The scale of individual account is adjusted from 11% of the salary paid by me to 8%, all of which are formed by individual contributions, and the unit contributions are no longer included in individual accounts.

calculation of basic old-age insurance payment base:

1. The proportion of basic old-age insurance premiums paid by enterprises (hereinafter referred to as enterprise contributions) shall generally not exceed 2% of the total wages of enterprises (including the part transferred to individual accounts), and the specific proportion shall be determined by the people's governments of provinces, autonomous regions and municipalities directly under the Central Government.

2. If a few provinces, autonomous regions and municipalities directly under the Central Government really need to exceed 2% of the total wages of enterprises because of the large number of retirees and the heavy burden of old-age insurance, they should report to the Ministry of Labor and the Ministry of Finance for approval.

3. The amount stored in the personal account is only used for employees' pension, and it is not allowed to be withdrawn in advance. When employees are transferred, all personal accounts will be transferred with them. When an employee or retiree dies, the individual contributions in the individual account can be inherited. In December, 25, the State Council issued the Decision on Improving the Basic Old-age Insurance System for Enterprise Employees, which stipulated that since January, 26, the proportion of individuals paying the basic old-age insurance premium will be 8%.