As of 2021, the average life expectancy of Chinese people has reached 78.2 years, an increase of 0.27 years compared with 2020.

The reasons why the average life expectancy of Chinese people continues to increase are mainly related to the level of medical care and quality of life.

If a normal person lives to 78.2 years old, starting from the age of 65, he can receive 13.2 years of retirement pension.

Of course, this is not a uniform value, because the average life expectancy varies in each region.

At this stage, the area with the highest life expectancy is Shanghai, which reached 84.11 years last year.

At the same time, the average life expectancy in Tibet is relatively short, only 72.19 years.

According to statistics, among 100,000 people, about 98,700 men and 99,100 women can live to the age of 20.

There are approximately 80,600 men and 88,000 women who can live to be 65 years old.

Nowadays, most Chinese people participate in social security and can receive pensions once they reach retirement age.

After the age of 20, more than 81% of men and 88% of women receive pensions by the age of 65.

It can be seen that whether it is the average life span or the probability of receiving a pension, women have an advantage. Therefore, many netizens believe that it is very necessary to give priority to women in insurance.

As the average life span of Chinese people continues to increase, many Chinese people have begun to worry about a question, which is whether the national pension fund can still make a steady profit without losing money? History of the Development of my country's Pension Insurance System When my country promoted the pension insurance system in 1991, The principles for formulating it are to determine revenue based on expenditure and to have a slight balance.

Every subsequent year is indeed consistent with the principle.

However, since the outbreak of the epidemic, the medical costs borne by the country have greatly increased, and it soon became difficult to make ends meet.

Last year, the balance returned to positive, with the balance amounting to approximately 5.24 trillion.

Pension income not only comes from social security expenses paid by employees, but also includes government subsidies.

As long as the pension fund is insufficient, the government will provide subsidies.

This year, the government has subsidized pension funds with RMB 650 billion. Since the establishment of pension insurance, the total subsidy has reached RMB 5 trillion.

Only with subsidies from the state can the elderly care life of Chinese people be effectively guaranteed, which is also one of the important factors in extending the average life span of Chinese people.

I don’t know if you have noticed that the average life span of Chinese people is constantly extending, but the diseases they face are becoming more and more complex.

For a family, the biggest worry is that a family member has a physical abnormality, especially a complex disease, which means that a lot of savings must be invested to save lives.

The pressure will be less if you have medical insurance, but families without medical insurance will soon be unable to support themselves.

In fact, participating in medical insurance is not only a benefit for employees, but also rural people can participate in the insurance, which is the new rural cooperative medical insurance.

Payment is made once a year. Although the reimbursement ratio is not as good as employee social security, it is still a kind of protection.

In recent years, due to the increase in the payment standards of the New Rural Cooperative Medical System, many farmers have fallen into distress, and many have even surrendered their insurance due to this, which has attracted the attention of the government.

Officials naturally do not want rural people to surrender insurance due to price increases, because the payment standards set by the state are certainly in line with the income of rural families.

Giving up the medical insurance for yourself and your family for a few hundred dollars is obviously a personal risk.

In the two years since the outbreak, the country has invested so much money in medical care, including nucleic acid testing, treatment, and vaccines, that it is an unimaginable amount of money.

The reason why the country pays so much is to ensure the health and safety of its people.

The country is thinking about everyone, and we ourselves have to make some contributions. Only by actively participating in insurance can the state pension including medical funds have a balance, which is also a good thing for everyone.

Therefore, national work is closely related to our efforts. Only by paying for both can we get the best of both worlds.