In general, banks will have a department similar to the Loan Review Committee to conduct risk review on the recommended fund products before recommending them to investors. There is also the commercial reputation of this bank, so it is more reliable than those fund companies.

Extended data:

First, we should pay attention to arranging the proportion of fund varieties according to our own risk tolerance and investment purpose.

Second, be careful not to buy the wrong "fund".

Third, pay attention to the post-maintenance of your account.

Fourth, pay attention to buying funds, and don't care too much about the net value of funds.

Fifth, be careful not to "love the new and hate the old" and not blindly pursue new funds.

Sixth, we should be careful not to buy dividend funds unilaterally.

Seventh, we should pay attention not to talk about heroes in the short term.

Eighth, we should pay attention to flexible investment strategies such as steady and worry-free fixed investment, affordable and simple dividend conversion.

First: knowing that funds are investment products with certain risks, many people will say when they talk about funds, ah, funds will still lose money, don't buy them, I only buy products with guaranteed capital. So before buying, be sure to know what the attributes of this product you bought are. High returns mean high risks. So buying a fund is not a blind purchase. After all, everyone's investment preference is not good, so we should recognize our risk tolerance.

Second, buying a fund is either a compulsory deposit, and then the money is definitely idle money, which is also determined by her investment attributes. Many people have lost money when they first invested, and then they all say that the fund is a liar. Don't invest all the living expenses. After all, they may lose money if they go in.

Third, don't listen to the news or recommend buying at will. Many people just buy funds at random because they don't know anything, so the actual risk is great, because both funds and insurance have to know what products they want to buy, and it is too easy for into the pit to invest blindly without knowing. What other products are there, and what is the income level? So when buying a fund, you need to know the fund company, historical return on investment, fund manager, fund planning, whether it is a new fund or an old fund.

So you must be prepared before buying, and you can't blindly follow the trend!