First, how long have you held the fund? If you only buy this fund for three to five days or three to five months, it is very normal to hold negative returns at this time. Some people are even negative in a fund for two or three years, and they can make money by holding it for a long time.
So on this issue, we don't need to worry about whether it is negative, but how long are you going to hold this fund? How long can you last? Whether to insist on long-term holding is the key to whether the fund can make money.
Second, have you chosen the right fund? Do you choose active fund or passive fund? Which direction and industry did the equity fund in the active fund choose? If you choose a depressed industry, then there is certainly no need to praise it; If the industries selected by the fund investment are concepts such as semiconductors and new energy, it doesn't matter if they are negative. After all, these industries have broad prospects in the future.
If the fund chooses the right industry and direction, it doesn't matter if the temporary holding income is negative, and there is no pressure to make money in the future.
Third, have you chosen the right investment method? One of the most important ways for us to invest in funds is to make a fixed investment. If it is only a one-time investment, such an investment is not desirable, and it is not easy to make money in this way. Only through constant fixed investment can we reduce our investment cost, so that when the fund rises later, we can earn more money.
To sum up, whether it is necessary to continue to hold funds with negative returns needs to be analyzed in detail according to the above three aspects, rather than trying to escape when seeing losses, which is wrong.