Yu 'ebao is also a fund. Unlike other wealth management funds, Yu 'ebao is a monetary fund. The overall characteristics of such funds are stability, security and relatively low rate of return. At this time, it is more suitable as a balance treasure, which can bring very stable income to users. Every day is a positive return, so at this time, more people will be willing to put all their money in the balance treasure. As for other financial funds, their risks and benefits are higher than those of money funds. In other words, the overall income of other equity funds is much higher than that of money funds.

In other words, it is much higher than Yu 'ebao. To give a simple example, the overall increase of Yu 'ebao's money fund in one year may be 2%~3%. However, the overall increase of some active funds in one year may reach 100 points or more. At this time, we can see that the gap between the two is very large. Even the one-day increase of many funds can top the overall increase of Yu 'ebao for one year, and the income situation is indeed much worse. It should be noted that this kind of risk is also very different, such as the money fund, although the rate of return is low, it is really very safe and can make a steady profit without losing money. However, some equity funds can't do this. They are basically risks with returns. However, most investors' income is at a loss, which is very common in the fund market.

This is suitable for how to choose the type of fund, which needs to be judged according to the personal financial needs. If you can't afford high risks, you can choose Yu 'ebao's monetary fund. Although its rate of return is not high, it is safe enough, which is very suitable for such investors. This kind of risk tolerance is relatively strong. If you want to get higher returns, you can choose to invest in hybrid funds or equity funds, which will be even greater in the case of risk returns. If the operation is good, the income in one week may be higher than that in one year of Yu 'ebao. Of course, this situation needs to be seen according to the specific situation. Not everyone has such a good operation.