When an investor invests 1000 yuan in a fund, it falls by 10% and loses 100 yuan. But when investors use this 900 yuan to recover their capital, they need to increase 1000 yuan to recover their capital. Therefore, if the fund falls by 10 points, it needs to rise by 12 points to recover its capital. In this case, it would be faster to return to the original position without adding positions. Moreover, in the fund market, generally speaking, after investors lose money, they need to increase capital more than the original loss. The formula of the amount of capital increase is: capital increase =1(1-loss interval)-1, that is, when investors lose money 10%. However, the 7-day annualized rate of return of the Monetary Fund is constantly changing, and will not be fixed at 1.76%, and may increase or decrease. In the coming year, there will be an approximate annualized rate of return, which is currently around 2%.