Legal analysis: Employee medical insurance is charged at 8% of an individual's salary, of which the individual pays 2% and the unit pays 6%.

The money on the medical insurance card consists of two parts: 1. For those over 45 years old, 2% of the personal payment is transferred to the personal account, 1.4% is transferred from the 8% of the unit to the personal account, and the other is the monthly salary

3.4% entered.

2. For those under 45 years old, all 2% of the personal contribution will be transferred to the personal account, 1.2% will be transferred from the 8% of the unit to the personal account, and 3.2% of the monthly salary will be transferred into the account.

3. Retired individuals do not pay, and the monthly contribution is 3.9% of salary. The treatment standards for the basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents are in accordance with national regulations.

Medical expenses that comply with the basic medical insurance drug catalog, diagnosis and treatment items, medical service facility standards, and emergency and rescue expenses shall be paid from the basic medical insurance fund in accordance with national regulations.

Legal basis: Article 2 of the "Social Insurance Law of the People's Republic of China" The state establishes basic pension insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to protect citizens in the event of old age, illness, work-related injury,

The right to obtain material assistance from the state and society in accordance with the law in cases of unemployment, childbirth, etc.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be consistent with the level of economic and social development.