The liquidation time is generally 65,438+0 years, 3 years, etc. , the closure period will not be less than one year. During the closed period, investors cannot trade through fund companies and third-party fund sales platforms. If the fund is listed, investors can also transfer the fund shares into the market, otherwise they must wait for the open subscription.

After the pension fund is opened, investors can choose to redeem or continue to invest in the fund to get more income.

1. What is a pension fund?

Pension fund is a portfolio of securities, which is constantly adjusted according to the age of fund holders. According to relevant requirements, the minimum holding period of pension funds should be no less than 1 year, 3 years or 5 years, and the name must include pension. It is mainly divided into target date fund (TDF) and target risk fund (TRF).

Both pension funds are mainly based on fund investment. TDF invests in high-risk assets in the early stage, and increases the proportion of low-risk assets with the approach of maturity, while TRF sets different expected risks and expected income levels when it is established.

Generally speaking, the product risk assessment level of pension funds is medium risk, and it does not promise to protect the capital or promise the expected return, so everyone should consider their risk tolerance when investing.

Second, the pension fund in Alipay Wealth.

There are two pension funds in Alipay Wealth, namely China-Europe Forward-looking Pension 2035(FOF)A and TEDA Honglitai Balanced Pension (FOF). Both pension funds are medium-risk wealth management products, and the closure period is 3 years.