The initial investment of 65,438+0,000 yuan is 65,438+0,000 * 65,438+0.01today, and the increase tomorrow is 65,438+0%, so the total value of the fund is 65,438+0,000 * 65.
The difference is that you have to pay a 0.5% handling fee for redeeming, and you have to pay a subscription fee for buying again. It takes 5-7 days for the fund to arrive at the account when redeeming, which wastes both handling fees and time.
Extended data:
The huge redemption is not aimed at a single investor, but at the whole fund. Generally, the fund will reserve some funds every day to meet the redemption requirements of some investors, but if a large number of investors redeem at the same time one day, the fund will not be able to cope. Therefore, there are generally huge redemption clauses in contracts.
Huge redemption means that when the net redemption amount of an open-end fund (the balance after deducting the total number of redemption applications) exceeds 10% of the fund size, and the redemption acceptance ratio is not less than 10% of the total fund size, the fund manager can postpone the processing of the remaining redemption applications.
Investors should note that the deferred redemption will be priced according to the net value of fund shares on or after the next open day. Therefore, when applying for redemption, investors should choose whether to continue redemption in the case of huge redemption in the application form.
What causes huge redemption is generally that the fund is in an abnormal state, such as major changes in the stocks held by the fund, or suspension of trading and restructuring. At this point, fund holders should clear their positions as soon as possible to reduce losses, and the specific operation can only be suspended every day.
Baidu Encyclopedia-Fund Income