According to the statistical bulletin on the development of human resources and social security, the per capita pension fund salary of retired workers in China is 3350 yuan/person/month. The endowment insurance for urban residents is only 174 yuan per person per month. Some people think that the key difference between rural and urban elderly lies in old-age insurance. In fact, there is a difference between rural and urban old-age insurance, not just poor old-age insurance.
For thousands of years, the income gap between urban and rural areas in China has been very obvious since the existence of cities and towns, and the related differences have not been eliminated. The per capita consumption expenditure of urban and rural residents in China is about 43,834 yuan, while the per capita income of rural residents is only 1, 7 1, 3 1 yuan, with a ratio of 2.56: 1.
Don't just focus on the total amount of money, let's think about the specific reasons. Rural people still rely mainly on physical labor such as food crops. It is not easy to get a higher salary for this unskilled job. If you want higher wages, you can consider planting economically scarce crops and improving labor efficiency through machinery and equipment. For example, vegetable cultivation in Shouguang in Weifang and flower cultivation in Qingzhou can also make money, but in fact, you know the technology and conditions.
In a populous area, social and economic development will be promoted. For example, colleges will also promote the economic development nearby and build a vocational education city. More and more young people are slowly pouring into big cities. At present, the urbanization rate of China has reached 63.89%, and the urban population has exceeded 900 million. The key point is that in backward areas, students are employed in other aspects besides agriculture and animal husbandry.
In urban and rural areas, people can cooperate with each other to develop a higher production trend. It can build ships of more than 10,000 tons, launch rockets, create a stock market and promote financial investment. Backward areas have always had inconvenient transportation, and all kinds of infrastructure services are not as good as those in big cities. Nowadays, the drinking water used in many backward areas is only the centralized water supply for villages and wells. However, due to the high construction cost of radiators, waste water and liquefied gas, many rural people refused to pay the original labor costs.
Some rural people are self-reliant, and most products are basically products, without high logistics costs, transaction costs and sales costs. Therefore, the price of food needed in daily life is relatively low, so the cost of living is relatively low. Generally speaking, the rural elderly can rely on 600 yuan or 700 yuan for their daily life for one month, regardless of serious medical problems or cars or houses purchased by their children.
Most rural elderly people are still immersed in the concept of educating their children to prevent old age in the past. In fact, this actually makes them very helpless. They worked hard and sent their children to college, but the children didn't return to the big farm (naturally that is the expectation of the old people, and everyone knows that life in big cities is good). We stay in the city, and many people live with them, but they don't know each other very well and often encounter all kinds of embarrassment. Many old people are also lonely.
At present, most elderly people receive one to two hundred yuan of basic old-age insurance for urban and rural residents every month. If you strengthen your work and grow crops for economic development and breeding to earn income, the pressure of supporting the elderly will not be great, but when they are old, weak or sick and have to receive treatment, they may need the strong support of their children.
Generally speaking, the current standard old-age insurance policy for urban and rural residents is based on long-term overpayment (including deemed payment), and only 3,000 to 4,000 yuan of old-age insurance can be paid after 30 to 40 years of pension. There is no planning system for the elderly who do not pay the old-age insurance in China, but the rules and regulations of the old-age insurance in our country are also extremely sound, because we can afford the premise that all towns can participate in commercial insurance and receive old-age insurance.