Second, the income is relatively high. High school silver current treasure money fund mainly invests in safe and stable financial instruments such as notice deposits, certificates of deposit, bonds and medium-term notes, and its income far exceeds the current income of bank deposits in the same period! Higher investment income is also one of the advantages of BOC Lifelong Bao.
Third, there is no handling fee, and other wealth management products need some handling fees more or less. The advantage of BOC Lifelong Bao is that there is no handling fee. There is no handling fee for applying for subscription or redemption. Fourth, pay dividends every day. Finally, BOC calculates and distributes daily income for life and pays it every day. Daily income is converted into fund shares, and rolling investment is beneficial! Investors will be able to participate in dividends every day.
Bank of China Lifelong Bao is an Internet wealth management product launched by the second largest state-owned bank in China after ICBC launched its own balance treasure business. It calculates the daily income and distributes and pays it every day. Investors' daily income will be converted into fund shares for rolling investment.
Bank of China's current money fund mainly invests in highly secure and stable financial instruments such as bank call deposits, certificates of deposit, bonds and medium-term notes. From the historical data, the income far exceeds the demand. Compared with the investment thresholds of 50,000 yuan and 65,438+10,000 yuan for other wealth management products, BOC Lifelong Bao has the advantage of 1 yuan and is free of handling fees. Investors can withdraw cash at any time after purchasing BOC Lifetime Treasure.
So is there any risk in Bank of China's initiative treasure with such advantages? Compared with other products, BOC Lifelong Bao is more secure. It is the fund custodian bank that monitors the funds of its monetary fund to ensure the safety of its funds. Investors verify the identity of the fund before investing in BOC Lifetime Bao to ensure that it is a real-name operation. In addition, BOC Lifetime Fund is a money market fund, which belongs to a low-risk variety of securities investment funds, and its risks and expected returns are lower than those of equity funds, hybrid funds and bond funds.
Bank of China Lifelong Treasure is a fund product, and the fund manager is Bank of China Fund Management Co., Ltd., which was purchased by 0 yuan. The annualized rate of return in recent seven days is 2.443%. Many people have bought this fund product. So, is BOC Lifelong Bao safe?
BOC Live Treasure is very safe. As a monetary fund product, its security is still very high. Although the principal is not guaranteed, the probability of principal loss is still very low unless there is a big turmoil in the financial market. Moreover, it mainly invests in high-security and robust financial instruments such as certificates of deposit, bonds and medium-term notes, rather than high-risk financial instruments such as stocks, so the risk is very low.
Its flexibility is also very high, T+0 can be redeemed quickly, and the maximum withdrawal amount is 5 million per day, so even if there is a loss, it is very convenient to stop the loss in time.