Collective financial management, also called collective financial management by securities firms, is a form of asset management business; Like securities investment funds, it belongs to the asset management business type; Securities investment funds, fund trust products and collective asset management products are managed and operated by fund management companies, trust investment companies and securities companies with customer asset management business qualifications respectively.

Investors of securities investment funds can redeem or transfer their shares. Collective asset management products and fund trust products cannot be publicly issued, so they cannot be circulated in stock exchanges.

2. Different investor orientation and investment style.

Fund is a popular financial product, public offering; The collective asset management plan has a certain private nature, and its target group is mostly middle and high-end customers. The unrestricted pool plan set up by the brokerage firm accepts no less than 654.38+10,000 yuan from a single customer, and the restricted pool financial plan set up accepts no less than 50,000 yuan from a single customer.

The minimum amount of stock investment in the securities pool plan can be 0, and all funds have the minimum position limit, especially the minimum position limit of stock funds is 80%.

3, the scope is different

The scope of asset management business is very large, including most trust business and entrusted wealth management business. The parties to a trust contract are the principal, the trustee and the beneficiary. The trustee of a commercial trust has strict legal requirements and is a legal person who specializes in trust business with the approval of relevant departments.

References:

Baidu Encyclopedia-Collective Asset Management Plan

Baidu encyclopedia-fund

Baidu encyclopedia-trust