There is absolutely no need to vote. Direct deposit or money fund, the annual income of 3-4% is enough.
Therefore, from a rational point of view, first of all, it is best not to invest in pure China bonds, because pure debt funds do not invest in the stock market.
The annualized income is generally 5-7%. After the fixed investment is leveled, it will be good to have 5%. The poor performance is 3-4%
Moreover, it should be noted that the bond market is currently in a bear market due to various factors.
In recent months, 90% of bond funds have suffered losses. It is estimated that it will last until the fourth quarter.
In particular, the management is now more determined to deleverage the bond market, which will suppress the income of bond funds in the medium and long term. If it were me, I would definitely not invest in bond funds.
In addition, the rotation and stability of several investment industries are not bad, and both risks and benefits are taken into account, which can be adhered to for the time being.
Southern Steady suggested replacing other funds, and its performance has been flat.
If you are an aggressive investor, you can consider thematic investments, such as pharmaceutical funds and science and technology funds, because they only account for a small part of the total, and try high risks.
The code word is not easy, please adopt it if it is helpful.
Baidu knows that the fund ranks third in total, csdx7504.