Legal analysis: Premature infants do not belong to the scope of serious illness treatment, but some expenses can be reimbursed through medical insurance or residents' medical insurance and the new rural cooperative medical system. The cost of premature infants in incubators is relatively high, and the charging standards of different hospital grades are different. And premature babies also need to take premature milk powder. Conditions for applying for medical assistance for serious illness:

Rural five-guarantee object;

Urban personnel who have no ability to work, no source of economic income, and no dependents (dependents) (hereinafter referred to as "urban three-no-personnel");

Minimum living security for urban and rural residents;

In the 1960s, retired workers who enjoyed regular quantitative living allowances from civil affairs departments were downsized;

Enjoy the key entitled groups of regular pensions and subsidies from civil affairs departments;

Poor workers approved by the Federation of Trade Unions;

Urban and rural low-income family members.

Legal basis: Article 29 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the part of the medical expenses of the insured who should be paid by the basic medical insurance fund shall be directly settled by social insurance agencies, medical institutions and pharmaceutical trading units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.