1. I have been poor, so I just want to save money desperately. Most of the current generation of post-90s, especially those in urban areas, have a hard time understanding what it is like to be poor. However, those born in the 80s or 70s, and even their parents, have no real understanding of poverty.

I have a very deep experience and even an unforgettable memory.

Moreover, the older generation born in the 50s, 60s, and even some people born in the 70s, because their previous salary income was very low, so even if they have some savings, they feel very nervous now, even ten or twenty years ago, after all, prices have risen.

, inflation, the money in their hands is worthless.

In the 1990s, the salary of many positions was only a few dozen yuan or a hundred yuan.

For this generation, the word "save" is in their hearts. They try to save as much as they can, hoping to create better economic conditions for their children.

Although his children always persuade him that money is earned, not saved, they still save money according to the pattern they have been accustomed to for decades and are reluctant to spend money because they have been poor.

2. High pressure and insecure about the future. Another group of people may be those born in the 1970s and 1980s. Through their own efforts, they have married and established a family and have a stable income.

However, people born in the 1980s generally face the pressure of buying a house. Maybe the down payment of the house is settled, maybe the mortgage payment can be continued every month, but then a lot of pressure comes one after another.

After getting married and having children, the post-70s and 80s generations feel a lot of pressure from the expenses of the children, subsequent education, school district housing, etc., and even the improvement of the family's housing.

Kunpeng talks about a friend who earns more than 15,000 yuan a month in a second-tier city, but is still reluctant to spend money. When he asked why, he found out that this friend now has two children. The eldest is in the 5th grade of elementary school and the second is in the 3rd grade.

age.

For this second child, my friend's wife quit her job to take care of her two children.

A friend said that although his income was pretty good, equivalent to the income of two working-class people in his city, he was not happy at all.

He bought a school district house, but the quota can only be used once, which means that only the eldest child can study. The second child will go to elementary school in three years. The problem of school district housing is once again before him.

"Middle-aged men are worse than dogs" was widely circulated on the Internet a while ago. My friend laughed at himself and said that this is his true portrayal and he can't even afford to get sick.

My friend's situation is very typical. Because he is under a lot of pressure right now and has a lot of worries about the future, he is reluctant to spend money at all.

3. Stingy Of course, there is finally a type of people who are reluctant to spend money because they are really stingy. They are the kind of iron cocks that people usually call them.

Whether they are going out, dining or elsewhere, they are always reluctant to rush to pay.

Moreover, he is also very economical with his own expenses.

This is true even if he is relatively rich. This may be due to the savings and stinginess in his bones, which is distributed among different age groups.