Reliable.

JD Finance is an online financial service platform created by JD Group. Although JD Finance is an online operating platform independent of JD Group and provides investors with loans and financial products, it still has many cooperative relationships with JD Group.

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From the perspective of platform background, JD Finance has a strong background of JD Group and is more reliable and formal than the financial products on many other platforms.

From the perspective of platform operations and products, JD Finance has fixed-income financial products with an annual income of 4.9%-7.7%. Compared with financial products on other platforms, the income is higher, and JD Financial’s financial products are capital-guaranteed.

Yes, there are obvious advantages.

The main financial products in JD Finance are JD Treasury, stocks, funds, etc. These financial products are supervised by regulatory agencies and are all approved and formal products.

JD Finance is now an independently operated platform, having separated from JD Group as early as October 2013.

But it is just that JD.com Group does not intervene in its business. JD.com’s brand influence still affects JD.com Finance.

JD.com users can directly use their accounts to log in to JD.com Finance. Therefore, JD.com Finance does have various business cooperation with JD.com, which also proves that the platform is relatively reliable.