First of all, we must choose a fixed investment fund, which is definitely for long-term investment. We should buy a fixed fund every month or at a fixed period. These funds should be our own idle funds. No matter whether the index is high or low, we must insist on buying, and in the long run, we will see results.

The fixed investment of the fund itself is lazy investment, which has the characteristics similar to long-term savings, and can spread the investment cost equally and reduce the overall investment risk. The fund's fixed investment also has the functions of automatic plus code on dips and automatic minus code on rallies. No matter how the market price changes, you can always get a relatively low average cost. Judging from historical experience, long-term adherence to fixed investment will generally outperform the index and achieve good returns.

You said you decided to invest in the social responsibility of adding wealth. At present, you have lost 35%, so you must have persisted for a long time. At present, the net value of the fund is at a historical low. If you sell it now, it will probably be sold at a low price. If we only look at the principle of fixed investment, continue to insist on fixed investment, and wait for the market to get out of the trough, the fund will also turn up.

Let's talk about the historical trend of the fund. The chart below shows the trend of the fund in the past three years, which is not ideal. Did not outperform similar funds, nor did it outperform the index.

Judging from the historical performance in recent years, they are all ranked lower, so I think this fund is not worth holding for a long time and should be bought by another fund.

I hope the above answers can help you.