The first point is that the medical insurance policy is different every year.
In the past, the medical insurance we paid was about 50 yuan, but it has increased year by year, and now it is 320 yuan. This has a lot to do with the medical insurance policy.
In the past, our medical insurance policy had certain restrictions on the amount of reimbursement for hospitalization, but now the medical insurance we enjoy has a larger amount, a larger reimbursement ratio, and it is more convenient.
Today's medical insurance policy has adjusted the price of medical insurance because many drugs can be reimbursed.
The second point is that as prices rise, the price of medical insurance also rises.
Prices are indeed rising rapidly now, and people's incomes have generally increased, so the price of medical insurance will also rise as a result.
In fact, this is a very normal behavior. In the past, our rice cost only more than one yuan per catty, but now it has increased to more than two yuan or three yuan. It must be said that this is caused by factors such as rising prices and currency depreciation.
Point 3: In order to better reduce people’s medical burden, the price of medical insurance has increased.
Although living conditions have improved, once some people get sick, they need to pay higher medical expenses. In order to help people reduce their medical burden, this medical insurance has been added.
Medical insurance has a function. In fact, it is to gather more people to buy medical insurance, and use the money to pay for those who are already sick and need assistance, and to give them money for treatment.
When this medical insurance fund is large enough, it can help more people pay for their illnesses.
Finally, although the price of medical insurance increases every year, subsidies are also increasing, so we don’t have to worry too much about the cost of medical insurance.
For rural residents’ medical insurance, the money can actually be used to purchase some disease-related drugs, and we can also be reimbursed when we go to outpatient clinics.