Alipay Fortune Channel has many fund products, and many netizens' understanding of fund products is limited to Yu 'ebao's money fund. So, can Alipay fund make money? We feel that the most important thing to know when buying a fund is the relationship between risk and expected return.

Alipay fund can make money.

The funds in Alipay can make money. After all, buying a fund is just one of many investment methods. If you can't make money, why buy a fund? The risk of fund products is lower than that of stocks, but it does not mean that fund products must protect the expected income. Sometimes, high-risk fund products are not even less risky than stocks.

The risk is in direct proportion to the expected return.

The risk is directly proportional to the expected return, which is the necessary knowledge to buy fund products. If you buy low-risk fund products, the possibility of product principal loss will be very small, and the expected return will be low but relatively stable. On the other hand, if you buy high-risk fund products, the expected income of the products not only fluctuates greatly, but also the possibility of principal loss is great, so it is more suitable for radical investors.

Alipay Zhong Yubao is also a fund product, and the product type is money fund. Monetary funds are characterized by low risk, stable expected returns and strong liquidity. From the characteristics, we can see that Yu 'ebao has a strong guarantee for the principal security, but the expected income is low, which is suitable for stable investors to invest.

Alipay fund can make money, but if it is a novice investor, it is recommended to buy products with low risk and stable expected returns. Investors with certain investment experience have a higher pursuit of expected returns and can invest in some products with higher risks but higher expected returns. In any case, investment is risky, so please treat it with caution.