Ordinary office workers want to achieve wealth freedom, in addition to working hard and developing a second career, there is also a very important way to manage money! It is not difficult to save a little money every month, as long as you find the right investment method, it is not difficult to save 5 million when you retire.

Is there the most suitable investment method for office workers? We have to look at the characteristics of office workers first.

First of all, time and energy are limited, a lot of time should be spent on work, and work should not be delayed; Then I know little about the professional knowledge of investment and financial management and lack investment experience; In addition, the ability to resist risks is average, because most office workers are under great pressure, both from individuals and families.

Among all kinds of things, the best way for office workers to manage their finances is to invest in index funds. Better realize long-term planning methods such as pension, education, buying a house and buying a car.

The fixed investment of index funds is also the only way for Warren Buffett to make public investment. Buffett said that if I was 30 years old and only had a stable job, I would invest all my money in the Pioneer 500 Index Fund. Then close the account and start working. Waiting for it to automatically give me money.

By investing in index funds regularly, an investor who knows nothing can usually beat most professional fund managers. That's what Buffett said. He has also opened eight index funds.

So how much can index funds earn?

If you spend 3,000 yuan a month from the age of 25, you will have11480,000 when you retire at the age of 60. If you invest in index funds with higher returns, you can get 44.58 million by using some methods to improve the returns and reach the annualized rate of return of 15%. The principal is only 6.5438+0.26 million. This is the greatest charm of index funds.