Rate of return = income/subscription amount × 100%
1. Internal deduction method: fund income = unit net value on redemption date × share ×( 1- redemption rate)+dividend-investment amount, and share = investment amount ×( 1- subscription rate) ÷ redemption date net value+interest.
2. External deduction method: fund income = unit net value on redemption date ××( 1- redemption rate)+dividend-investment amount, share = investment amount ×( 1+ subscription rate)+unit net value on subscription date+interest.
Extended data:
The interest income of the fund mainly comes from bank deposits and bonds invested by the fund.
The dividend income of the fund refers to a kind of income that the open-end fund obtains from the company by buying and holding the shares issued by each company in the primary market or the secondary market. Dividends generally have two forms, namely cash dividends and stock dividends. Cash dividends are paid in cash, and stock dividends are given to shareholders as dividends in a certain proportion.
The price of any securities will be affected by the relationship between supply and demand of securities. If a fund can buy securities when the capital supply is abundant and the price is low, but sell securities when the demand for securities is strong and the price rises, the price difference is called the fund's capital gain income.
Baidu Encyclopedia-Fund Income