At present, the three-month fixed interest rate of rural commercial banks is very low, as long as 1.35. If it is not a large deposit, it will not receive much interest at all. If it is kept for a long time, the income will be a little higher. In fact, if you want to earn income by saving money, you can choose some wealth management products to invest. At present, the income of money funds on Licaitong is above 2.7, and there is no limit on investment, so you can buy and take it at will, unlike banks, which have to keep a fixed deposit.