Housing accumulation fund can be withdrawn. To withdraw the provident fund, you need to apply for a joint provident fund card at the designated bank in advance, and the withdrawn provident fund will be directly transferred to the joint savings account. Partial withdrawal of provident fund means that the depositor of provident fund applies for partial withdrawal of provident fund according to the requirements of partial withdrawal of provident fund. The maximum withdrawal amount is the total account amount minus 1 yuan.

Extended information:

Extraction process

(I) Extraction approved by the Provident Fund Center

Except for two types of extraction, namely, employees leaving the city account and employees retiring, other types of extraction need to be reviewed by the Provident Fund Management Center before they can go through the extraction procedures in the bank. The procedures are as follows:

1. Submit relevant documents, which will be reviewed and sealed by the Municipal Housing Provident Fund Management Center or office.

2. Take the Housing Provident Fund Withdrawal Form, special passbook for housing provident fund or joint card for housing provident fund, and valid ID card, which have been audited and sealed by the municipal provident fund management center or office, to the relevant bank's housing provident fund business handling outlets for withdrawal.

(II) Extraction of entrusted bank audit

The termination of labor relations between non-registered employees and their units and the extraction of divorced and retired employees have all been entrusted to the Construction Bank for audit. The resignation certificate (non-registered employees leaving their jobs), retirement certificate and ID card issued by the applicant can be directly extracted from the relevant bank housing provident fund business outlets in this city.

(III) Entrusted withdrawal of provident fund for repayment of loans (that is, automatic monthly deduction)

Borrowers and their spouses who have handled the housing provident fund loan business of Construction Bank, Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Merchants Bank and China CITIC Bank in this Municipality may apply for entrusted withdrawal of housing from provident fund. This business must be approved by the provident fund center or office in person with relevant information, and cannot be entrusted to others.

Reference: Baidu Encyclopedia Provident Fund Extraction.