Case of urban preferential policies-Remarks: You can buy a house in the old city of Hangzhou, and the government gives individuals a certain tax subsidy for buying a house and relaxes the time limit for the transfer and development of real estate enterprises. The Hangzhou municipal government has also introduced 24 measures to rescue the property market, and Shanghai has increased the amount of supplementary housing provident fund loans. Dual-employee families can borrow up to 600,000 yuan. Shanghai Provident Fund Management Center issued the Notice on Re-adjusting the upper limit of housing provident fund loan in this Municipality. Nanjing Nanjing housing subsidy: the subsidy is less than 90 square meters1%0.5% above 90 square meters. From June 2008 to September 30, 2009, all ordinary commercial houses and second-hand houses in this city can enjoy it. Suqian, which bought houses during 2008 1 1 month 1 day to 20 10/February 3 1 day, can get 0.5% to 7% financial subsidies. If the single purchase area is less than 90 square meters, the local finance will give a subsidy of 5% of the total house price. Shijiazhuang 1: deed tax rate of "ordinary residence" 1.5%. 2. The upper limit of housing provident fund loan is 400,000 yuan, which can reduce the deed tax burden 100 yuan/square meter. Shenyang 1: Open a "green channel for off-site loans" for the provident fund. 2. The term of the provident fund loan is 30 years, the second-hand house is 20 years, the down payment of the commercial house is 20%, and 500,000 yuan is set up to buy a house. 3. "Ordinary residence" 1.5% deed tax rate. Based on a set of 100 square meter residence with a unit price of 6000 yuan/square meter, the deed tax burden can be reduced after the preferential tax rate is implemented 15000 yuan. Xi' an 1: Financial subsidies are given to house buyers according to a certain proportion of the total house purchase price, which is divided into three grades: 1.5%, 1% and 0.5%. 2. The supporting fees for urban infrastructure of real estate enterprises shall be reduced by 35 yuan/m2. The area is less than or equal to 90 square meters; The subsidy is 5859 yuan. More than 90 square meters and less than or equal to 144 square meters; Henan 1: The down payment of provident fund loan is 20%, and the longest loan period is 30 years. 2. Preferential mortgage interest rate for the first set of commercial housing buyers. 3. If you buy a house in the province, you can apply for a housing provident fund loan in different places. The purchase of affordable housing is exempt from real estate transaction deed tax. The purchase of ordinary commercial housing can reduce the deed tax of real estate transactions according to a certain proportion. Changsha 1: Full implementation of monetary subsidies for affordable housing 2: transaction tax on second-hand houses 1. 1%. 3. A number of real estate tax reductions or extensions. 4. The down payment of provident fund loan is 20%, and the longest loan period is 30 years. If the second-hand commercial housing is sold before the end of next year, the business tax paid by the second-hand commercial housing exchange will be fully subsidized by the finance. Changzhou 1: cancel the second and above housing provident fund loan ceiling. 2. Open housing provident fund loans in different places. 3. Implement the policy of converting commercial loans into housing provident fund loans. 30% down payment for two or more provident fund loans, and 20% down payment for affordable housing and units less than or equal to 90 square meters. Huaian implements the policy of transferring commercial loans to provident fund loans. Take the mortgage for more than five years as an example. The benchmark annual interest rate of commercial loans is 7.83%, and the second suite of some banks reaches 8.6 1%, while the interest rate of provident fund loans is only 5.22%. Xiamen 1: Relaxation of ordinary housing standards. For affordable housing below 2: 90 square meters, the loan interest rate will be lowered, with a down payment of 20% and a maximum loan period of 20 years. The policy of "purchasing 70-80 square meters of commercial housing can handle permanent residence for no more than 2 people" has been added. Fuzhou 1: deed tax is halved. 2. Relax the threshold for pre-receiving licenses. 3. Adjust the provisions on provident fund loans. If the construction area of a single set is less than or equal to140m2, and the transaction price of a single set is less than or equal to 7000 yuan/m2, the deed tax will be levied by half. Chengdu 1: deed tax reduction and financial subsidy. 2. Provident fund relief. The down payment of provident fund loan is 20%, the maximum loan amount is 300,000, and the longest loan period is 30 years. 3. You can apply for housing provident fund mortgage loans in different places. More than 144 square meters and less than or equal to 180 square meters, and the total of the two items is 13275 yuan. The deed tax of180m2 is reduced by 9750 yuan. Chongqing 1: Ordinary commercial houses less than or equal to 90 square meters are exempt from deed tax. 2. Comprehensive tax on second-hand housing transactions 1. 1%. The purchase of second-hand ordinary commercial housing meets the requirements, and the relevant taxes and fees are fully subsidized by the government. Take the purchase of a house with a building area of 90 square meters in the main city 1 1 as an example, and the house price is 3,500 yuan/square meter. Its total house payment is 310.5 million yuan, which can save 4,725 yuan.