At present, the first batch of banks providing personal pension services include six large state-owned commercial banks, 12 joint-stock banks and five city commercial banks.
The uniqueness of accounts makes the war of opening accounts between banks heat up rapidly. A number of banks have launched preferential activities such as opening a gold coupon, reducing the amount by WeChat, and drawing red envelopes.
The battle for customers has begun.
Personal pension account has one person and one household, so occupying it is equivalent to occupying the commanding heights of long-term funds. According to industry sources, the opening of individual pension accounts is only the starting point, and a series of extended businesses after opening accounts are more valued by banks.
The reporter noticed that many banks have tried their best to attract customers, and the circle of friends of bank staff has become a propaganda position. "Please scan the code to open an account to help complete the task of opening an individual pension fund account. You can receive the WeChat reduction fund in 50 yuan. The specific collection method can trust me privately. " The staff of a big bank in a certain country "sipped" in the circle of friends.
Similar voices came one after another, and for a time I swiped the screen in my circle of friends. From the personal pension fund account opening activities shared by staff from all walks of life, we know that if you successfully open a personal pension fund account in the Postal Savings Bank, you can participate in the lucky draw and have the opportunity to draw 500 yuan red envelopes or mobile phones. The account opening process is not complicated. As far as the Postal Savings Bank is concerned, it is necessary to find the "U Enjoy the Future Zone" in the Postal Savings Bank mobile App. After selecting the binding account, bank, SMS verification code and face recognition verification, the account is finally set. Password succeeded; When you open a personal pension fund account in Bank of Communications for the first time, you can get a 58 yuan gold coupon with a limit of 165438+ 10,000, or you can open it in mobile banking; According to the information shared by the staff of Industrial Bank, you can participate in the lucky draw by opening an account in the "personal pension" area of mobile banking. The red envelope amount is 18.8-288 yuan, and the winning rate is 100%.
In addition to opening an account directly, you can also get a "red envelope". Some banks need to save some money to receive red envelopes after opening an account. For example, after China Construction Bank opens an account, you can receive the 50 yuan WeChat reduction by recharging the account with 0.0 1 yuan, and the activity ends at 65438+February 2; After opening an account, China Merchants Bank has the opportunity to withdraw a red envelope of up to 288 yuan, deposit 10 yuan in the account, and then get 10 yuan.
According to industry insiders, the choice of which bank to open a personal pension account ultimately depends on the customer's personal experience, banking service ability and professional ability, and banks with stronger comprehensive ability are more competitive.