In recent years, various places have introduced strict property market policies. When people buy commercial housing, they are usually affected by policies such as purchase restriction and loan restriction. Will the purchase of second-hand houses in the restricted area be affected by the restricted purchase policy? This mainly depends on the policies and regulations of the local government. For example, Haikou also included second-hand houses in the scope of purchase restriction. So is it limited to buy second-hand houses in Zhongshan? Next, let's take a look at Bian Xiao.
1, Zhongshan is also a restricted city. According to the latest purchase restriction policy in Zhongshan City, residents in this city who own more than three houses are not allowed to buy new commercial housing. Non-local residents who want to buy commercial housing need to pay social security for more than half a year. Non-registered residents in this city already have 2 sets of housing, so they can't buy new commercial housing.
2. If you buy a second-hand house in Zhongshan, will it be affected by the housing purchase restriction policy in Zhongshan? At present, Zhongshan's housing purchase restriction policy is aimed at new goods, and second-hand houses are not limited to purchase. However, if we borrow money to buy a second-hand house, it will be affected by the loan restriction policy. At present, its loan policy is the same as that of new houses. Non-registered residents in this city can only borrow money to buy a second-hand house. If you are a resident of this city, you can't buy a third house with a loan according to the policy.
3. If the second-hand house we buy is a business apartment, according to the property market policy of Zhongshan City, the apartment is not limited to loans and purchases. People who want to invest in buying a house in Zhongshan can consider buying an apartment. But if we borrow money to buy an apartment, the down payment is usually very high, and we need to pay 50% down payment.
Bian Xiao concluded: Bian Xiao would like to introduce the second-hand purchase restriction in Zhongshan. Because there are no restrictions on the purchase of second-hand houses in Zhongshan at present, if everyone has strong economic strength, you can buy several sets if you want. If it is a loan to buy a second-hand house, it will still be affected by the policy.
Enter the area and get the decoration quotation for free.
Enter the area and get the decoration quotation for free.