Of course, it is not recommended to sell if you don't need money urgently. Huaan Baoli Configuration is a good fund, and its medium and long-term trend is relatively stable. However, the stock market has fallen sharply this year, which has caused the fund to lose a lot. This year, losses of 2% are everywhere, and some have lost 3%. You can only go back and say that you bought the fund at an inappropriate time. Buying a fund can't be divorced from the market environment at that time, and the timing is wrong. No matter how good the fund is, it will lose money. If you don't want to cut the meat, you will only consume energy. Even if you don't care about it when it falls, you should put it in the bank for a long time. The stock market has fallen like this, which makes people look forward to next year's market. If there is a sharp rebound next year, it is possible to solve the problem. At least wait until the loss comes back to your acceptable range. It's not that there is a big problem with your Huaan Baoli configuration, but that the stock market is too miserable, which is caused by the domestic and international economic forms.