It is not advisable to adjust fixed investment funds every year!

First, the past performance of the newly transferred fund does not mean that this year's performance is good, and the poor performance of the transferred fund in the past does not mean that this year's performance is poor, because the fund's performance fluctuates normally; second, it is not conducive to costs.

and profit accounting; third, it causes too many funds to be held, which is not conducive to management, attention, and redemption.

After choosing a high-quality fund, you can stick to long-term fixed investments and don't care about performance fluctuations in a certain year.

The funds you are currently investing in include two index funds, one large and one small, so you can stick to your fixed investment.

There are also three stock funds. Among them, Yinhua Fuyu has a poor trend and even underperformed the index when it was fully stocked. Huashang Shengshi Growth also underperformed the index when it was mostly full. Huaxia Dividend is slightly better.