Under normal circumstances, when the fund rises by 20%, you can consider selling it. For example, buy 1 0,000 funds with net worth in 2 yuan, with a total price of 2,000 yuan. After a 20% increase, the net worth will reach 2.4 yuan. After deducting the relevant procedures, the expected rate of return on selling exceeds 65,438+00%, which is already very high.
Finally, I would like to remind you that when buying and selling funds, you should control your positions reasonably and leave enough funds to deal with the uncertain risks in the later period. Under normal circumstances, Man Cang is not recommended to buy, and the position is best controlled at two-thirds. In this case, the later transactions will be more flexible.
Adhere to the fixed investment of index funds for a long time;
It can be found in many public materials that the long-term return rate of index funds is about 10%~ 12% per year. But generally speaking, if we really test ourselves, we will find that in the past 5~ 10 years, the annualized rate of return of A shares in Shanghai and Shenzhen 300 is about 8%~9%, and that in Shanghai 50 is about 8%~ 10%. Although it is not as much as found in the data, it is quite good to reach this level in today's market environment.